Source: Experian  

Here are seven tips from Experian to help you avoid being the victim of online shopping scams:

1. BE CAUTIOUS WHEN SHOPPING ONLINE
   • Be careful of – or avoid altogether – sites like Facebook Marketplace, Craigslist and NextDoor.
   • Use traceable methods of payment, like a credit or debit card, or peer-to-peer payment methods like Venmo or PayPal. If you can, actually speak with the person selling the item through some method other than the messaging feature of a social media site.
   • Look out for “too good to be true” deals.
   • Be sure that you can prove the item actually exitsts (ex: see it in person) before putting any sort of deposit down. 
2. DON’T FALL FOR PHONY DELIVERY SCAMS
   • Don’t click on any links within a text or email that prompts you to hand over information.
   • Instead, track packages by logging directly into a delivery service’s website.
3. SAFEGUARD YOUR PASSWORDS
   • Use a unique password for all accounts.
   • Turn on multifactor authentication.
4. CHECK FOR SKIMMING DEVICES
   • When shopping in stores, be on the lookout for card-skimming devices that may be attached to an ATM or card reader.
   • Use a tap-to-pay card or digital wallet on your phone when possible.
5. DON’T SHOP ON PUBLIC WI-FI
   • Never log into accounts or shop online when connected to an unsecure network.
6. IGNORE “GET RICH FROM HOME” JOB ADS
   • Remember, if it seems too good to be true, it most likely is.
   • Only use trusted platforms looking for local businesses that need seasonal help if you’re looking for ways to make some extra money during the holidays.
7. VERIFY REQUESTS FOR DONATIONS
   • Check out a charitable organizations website online to find a legitimate phone number or an online donation option if you’d like to give back this holiday season.

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